Free Forever · For every household · No paywall, ever

Get out of debt. Give first.
Build a household that lasts.

Cornerstone is a money plan built on biblical principles — and made for every household. Believer, skeptic, or somewhere in between, you're welcome here. Give first. Name every dollar. Snowball your debt. Walk an honest path with money — together, with grace for the season you're in. All free. Forever. Because peace with money shouldn't cost a thing.

✓ Free, forever, for every household ✓ Your data stays on your device ✓ No ads, no upsells, no paywall
Not a Christian? The plan works for you too. Stay as long as it helps.
Our promise

Free. Forever. For every household.

We believe people who need help with their finances shouldn't have to pay for the tool that helps them. Millions of households — in the pew and outside it, in faith and in doubt — carry crushing debt. And so we built Cornerstone the way it should be built: no subscription, no premium tier, no ads, no upsell to the version that actually works.

Cornerstone is supported by gifts from households who've walked the path and want others to walk it too. If that's ever you, you'll know — we'll never beg you for it.

Cost to use Cornerstone $0
Features hidden behind a paywall 0
Ads served 0
Your data sold to anyone, ever Never
The Stewardship Path

Seven steps. One faithful walk.

Not a hustle. Not a hack. A biblical order for money — give first, break debt, store wisely, sow generously, plant for tomorrow, free your home, leave a legacy.

1

The Cornerstone

Begin the tithe. Save a $1,000 starter fund.
"Unless the Lord builds the house…"
Psalm 127:1
2

Break the Chains

Pay off all non-mortgage debt — smallest balance first.
"The borrower is slave to the lender."
Proverbs 22:7
3

Fill the Storehouse

Save 3–6 months of expenses, fully funded.
"Go to the ant… it stores its provisions in summer."
Proverbs 6:6–8
4

Sow Generously

Increase giving beyond the tithe — to church, ministry, the neighbor in need.
"Whoever sows generously will also reap generously."
2 Corinthians 9:6
5

Plant for the Future

Invest steadily for retirement — plant trees you may never sit beneath.
"The plans of the diligent lead to profit."
Proverbs 21:5
6

Free the Hearth

Pay off the home early. A free hearth is a free family.
"A good name is more desirable than great riches."
Proverbs 22:1
7

Leave a Legacy

Multiply generosity. Build an inheritance two generations deep.
"A good man leaves an inheritance for his children's children."
Proverbs 13:22
How it works

Four quiet steps to start.

Most households are budgeting in 15 minutes. The Path is a marathon — we just remove the friction at the start.

01

Link your accounts

Plaid-secured, read-only connections to every bank and card. We name your transactions — we never move money.

02

Set your tithe & envelopes

Give first. Then assign every dollar to a named envelope: groceries, gas, the snowball, the storehouse, Christmas.

03

Snowball your debt

Smallest balance first. Each chain broken rolls its payment forward to the next. You'll see your debt-free date in real time.

04

Walk the path together

Your spouse sees the same picture. The AI Steward celebrates milestones and gently coaches the climb.

A look inside

Your whole money story, on one page.

The Dashboard: where you are on the Path, what's next, how the household is doing this month.

cornerstone.app · The McCullough Family · Dashboard
Cornerstone Dashboard preview
What's inside

Built for the life of a household.

Real budgeting tools — without the spreadsheet pain or the SaaS pricing.

Tithe-First Envelopes

Every dollar named, in biblical order. Give first, save second, owe third, live last.

Debt Snowball

Watch the chains fall, one at a time. Projected clear dates, automatic roll-forward.

Milestone Celebrations

Every card paid, every storehouse filled — marked with a seal, a scripture, a moment with your household.

AI Steward

A quiet coach trained on your plan. Honest insights, the right scripture, never preachy.

Two-Steward Household

Husband and wife on the same plan. Shared decisions, dual approval for big moves.

Bills Calendar

Every recurring charge on one month grid. Nothing surprises a faithful household.

Sinking Funds

A jar for Christmas, the next car, the mission trip, the annual insurance bill. Winter never finds you cold.

Giving Ledger

Year-end giving summary by church or ministry. Right there when tax time comes.

Private by Design

Your data lives in your household, encrypted at rest. Read-only bank links. No ads. Never sold.

For Pastors & Churches

Equip the household. Without seeing a number.

Cornerstone is the financial discipleship tool we wish every congregation had. Pastors and small-group leaders can invite members, share teaching materials alongside the Path, and see anonymous aggregate progress — never a household's specific numbers. We protect what's sacred.

  • Invite your congregation in one click
  • See how many households are walking each step — never individual data
  • Curriculum packets for Financial Peace classes, Sunday school, men's & women's groups
  • Direct-give links so members can tithe to your church right from their app
See the Pastor Dashboard
Lakeland Community Church
Demo congregation · 142 households on the Path
Aggregate Debt Cleared
$487,210
Households Debt-Free
38
Households by Step
1. Cornerstone
42
2. Chains
51
3. Storehouse
22
4. Sow
15
5+ Beyond
12
Aggregate only — no household's individual numbers are ever visible to the church.
"Therefore everyone who hears these words of mine and puts them into practice is like a wise man who built his house on the rock."
— Matthew 7:24

The name is not decorative. Cornerstone exists because we believe Christ is the foundation of every household that endures — including, somehow, its finances. But the invitation has always been an open one: come and see.

Not a Christian?

You're welcome here, too.

The plan works whether or not you share our faith. The scripture you'll see on milestones and in the AI Steward is offered as encouragement, never as a requirement — and you can dial the tone down to nothing if you'd rather. Stay as long as the path helps you. Ask any question, any time, about the One we built this on. Or don't. The door is open either way.

Begin the Path — Free

Take the first step today.

About 4 minutes to set up. A lifetime of peace to walk into. Bring your spouse — it's better walked together.

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